/* ===================== Design tokens ===================== */
:root {
  --color-primary: #0b3d78;
  --color-primary-dark: #082c58;
  --color-primary-light: #2f8fe0;
  --color-accent: #d97757;
  --color-accent-dark: #b85c3e;
  --color-bg: #ffffff;
  --color-bg-alt: #f4f8fc;
  --color-text: #16212e;
  --color-text-muted: #566577;
  --color-border: #e3ebf3;
  --radius-sm: 8px;
  --radius: 14px;
  --radius-lg: 22px;
  --shadow: 0 10px 30px rgba(11, 61, 120, 0.10);
  --shadow-sm: 0 4px 14px rgba(11, 61, 120, 0.08);
  --container: 1180px;
  --font: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* ===================== Reset ===================== */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--color-text);
  background: var(--color-bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img, svg { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul, ol { margin: 0; padding: 0; list-style: none; }
h1, h2, h3, p { margin: 0; }
button { font: inherit; cursor: pointer; }
input, textarea { font: inherit; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
}

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
}

.skip-link {
  position: absolute;
  left: -999px;
  top: 0;
  background: var(--color-primary);
  color: #fff;
  padding: 12px 18px;
  border-radius: 0 0 8px 0;
  z-index: 1000;
}
.skip-link:focus { left: 0; }

/* ===================== Buttons ===================== */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.95rem;
  border: 2px solid transparent;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-1px); }
.btn:focus-visible { outline: 3px solid var(--color-primary-light); outline-offset: 2px; }
.btn-primary { background: var(--color-primary); color: #fff; }
.btn-primary:hover { background: var(--color-primary-dark); }
.btn-accent { background: var(--color-accent); color: #fff; }
.btn-accent:hover { background: var(--color-accent-dark); }
.btn-ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,0.6); }
.btn-ghost:hover { background: rgba(255,255,255,0.12); }
.btn-lg { padding: 14px 26px; font-size: 1rem; }

/* ===================== Header ===================== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.92);
  backdrop-filter: saturate(180%) blur(10px);
  border-bottom: 1px solid var(--color-border);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 12px 20px;
}
.brand { display: flex; align-items: center; gap: 10px; }
.brand-text { font-size: 1.15rem; font-weight: 500; color: var(--color-primary); letter-spacing: -0.01em; }
.brand-text strong { font-weight: 800; }

.main-nav ul { display: flex; gap: 28px; }
.main-nav a {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--color-text);
  position: relative;
  padding: 6px 2px;
}
.main-nav a:hover { color: var(--color-primary); }
.main-nav a:focus-visible { outline: 2px solid var(--color-primary-light); outline-offset: 3px; border-radius: 4px; }

.header-actions { display: flex; align-items: center; gap: 14px; }
.phone-link {
  display: flex;
  align-items: center;
  gap: 6px;
  font-weight: 700;
  color: var(--color-primary);
}

.menu-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 40px;
  height: 40px;
  background: none;
  border: none;
  border-radius: 8px;
}
.menu-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--color-primary);
  margin: 0 auto;
  transition: transform 0.2s ease, opacity 0.2s ease;
}
.menu-toggle:focus-visible { outline: 2px solid var(--color-primary-light); }
.menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ===================== Hero ===================== */
.hero {
  position: relative;
  overflow: hidden;
  color: #fff;
}
.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.hero-bg svg { width: 100%; height: 100%; }
.hero-inner {
  position: relative;
  z-index: 1;
  padding: 72px 20px 56px;
  max-width: 760px;
}
.eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.8rem;
  font-weight: 700;
  color: #bcdcfb;
  margin-bottom: 14px;
}
.hero h1 {
  font-size: clamp(2rem, 5vw, 3.1rem);
  line-height: 1.12;
  font-weight: 800;
  letter-spacing: -0.02em;
  margin-bottom: 18px;
}
.hero-lead {
  font-size: 1.08rem;
  color: #d9e9f9;
  max-width: 60ch;
  margin-bottom: 28px;
}
.hero-cta { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 30px; }
.hero-trust { display: flex; flex-wrap: wrap; gap: 10px 22px; }
.hero-trust li {
  font-size: 0.88rem;
  font-weight: 600;
  color: #cfe6fb;
  position: relative;
  padding-left: 18px;
}
.hero-trust li::before {
  content: "";
  position: absolute;
  left: 0; top: 6px;
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--color-accent);
}

/* ===================== Trust strip ===================== */
.trust-strip { background: var(--color-primary-dark); }
.trust-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px 24px;
  padding: 22px 20px;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #eaf3fc;
  font-weight: 600;
  font-size: 0.92rem;
}
.trust-item svg { width: 22px; height: 22px; flex-shrink: 0; color: var(--color-accent); }

/* ===================== Sections ===================== */
.section { padding: 64px 0; }
.section-alt { background: var(--color-bg-alt); }
.section-eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.78rem;
  font-weight: 800;
  color: var(--color-primary-light);
  margin-bottom: 10px;
}
.section h2 {
  font-size: clamp(1.6rem, 3.4vw, 2.3rem);
  font-weight: 800;
  letter-spacing: -0.01em;
  margin-bottom: 14px;
  color: var(--color-primary-dark);
}
.section-lead {
  color: var(--color-text-muted);
  max-width: 65ch;
  margin-bottom: 36px;
  font-size: 1.02rem;
}

.section-head-center {
  text-align: center;
}
.section-head-center .section-lead {
  margin-left: auto;
  margin-right: auto;
}

/* ===================== Cards ===================== */
.card-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}
.card {
  position: relative;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 26px;
  box-shadow: var(--shadow-sm);
  transition: transform 0.18s ease, box-shadow 0.18s ease;
}
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
.card-tag {
  position: absolute;
  top: 22px;
  right: 24px;
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  color: var(--color-border);
}
.card h3 { font-size: 1.08rem; font-weight: 700; margin: 10px 60px 8px 0; color: var(--color-primary-dark); }
.card p { color: var(--color-text-muted); font-size: 0.95rem; }

/* ===================== Process ===================== */
.process-list {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  max-width: 880px;
  margin: 0 auto;
  text-align: center;
}
.process-list li {
  display: flex;
  flex-direction: column;
  align-items: center;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 30px 24px;
  box-shadow: var(--shadow-sm);
}
.process-num {
  width: 42px; height: 42px;
  border-radius: 50%;
  background: var(--color-primary);
  color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-weight: 800;
  margin-bottom: 14px;
}
.process-list h3 { font-size: 1.05rem; font-weight: 700; margin-bottom: 8px; color: var(--color-primary-dark); }
.process-list p { color: var(--color-text-muted); font-size: 0.95rem; max-width: 42ch; }

/* ===================== Areas ===================== */
.areas-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px;
  margin-bottom: 24px;
}
.areas-grid li {
  background: var(--color-bg-alt);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  padding: 12px 14px;
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--color-primary-dark);
}
.areas-note { color: var(--color-text-muted); font-size: 0.95rem; }
.areas-note a { color: var(--color-primary); font-weight: 700; text-decoration: underline; }

/* ===================== Why us ===================== */
.why-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 36px;
  align-items: center;
}
.why-visual { border-radius: var(--radius-lg); overflow: hidden; }
.standards-list { display: grid; gap: 12px; margin: 20px 0 26px; }
.standards-list li {
  display: flex;
  align-items: center;
  gap: 14px;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  padding: 12px 16px;
  font-weight: 600;
  color: var(--color-text);
}
.standards-tag {
  flex-shrink: 0;
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.05em;
  color: var(--color-primary-light);
  background: var(--color-bg-alt);
  border-radius: 999px;
  padding: 4px 10px;
}

/* ===================== FAQ ===================== */
.faq-list { display: grid; gap: 14px; max-width: 800px; margin: 0 auto; text-align: left; }
.faq-item {
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 18px 22px;
  box-shadow: var(--shadow-sm);
}
.faq-item summary {
  cursor: pointer;
  font-weight: 700;
  color: var(--color-primary-dark);
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+";
  font-size: 1.4rem;
  color: var(--color-primary-light);
  transition: transform 0.2s ease;
  flex-shrink: 0;
}
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item p { margin-top: 12px; color: var(--color-text-muted); }

/* ===================== Who we help ===================== */
.who-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
  margin-bottom: 24px;
}
.who-card {
  position: relative;
  background: #fff;
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 30px;
  box-shadow: var(--shadow-sm);
}
.who-card-primary { border-color: var(--color-primary-light); }
.who-icon { font-size: 1.8rem; display: block; margin-bottom: 10px; }
.who-eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.06em;
  font-size: 0.72rem;
  font-weight: 800;
  color: var(--color-text-muted);
  margin-bottom: 6px;
}
.who-card h3 { font-size: 1.2rem; font-weight: 800; color: var(--color-primary-dark); margin-bottom: 10px; }
.who-card p { color: var(--color-text-muted); font-size: 0.95rem; }
.who-tags { display: flex; flex-wrap: wrap; gap: 8px; margin: 16px 0; }
.who-tags li {
  background: var(--color-bg-alt);
  border-radius: 999px;
  padding: 6px 12px;
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--color-primary-dark);
}
.who-link { font-weight: 700; color: var(--color-primary); }
.who-link:hover { color: var(--color-primary-dark); }
.who-note { color: var(--color-text-muted); font-size: 0.95rem; }
.who-note a { color: var(--color-primary); font-weight: 700; text-decoration: underline; }

/* ===================== What to expect ===================== */
.expect-banner {
  background: linear-gradient(120deg, var(--color-primary), var(--color-primary-dark));
  color: #fff;
  padding: 60px 0;
}
.expect-inner { display: grid; gap: 32px; }
.expect-eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.78rem;
  font-weight: 800;
  color: #bcdcfb;
  margin-bottom: 10px;
}
.expect-head h2 { font-size: clamp(1.5rem, 3.2vw, 2.1rem); font-weight: 800; margin-bottom: 10px; max-width: 26ch; }
.expect-head p { color: #cfe1f5; margin-bottom: 20px; }
.expect-cta { background: var(--color-accent); color: #fff; }
.expect-cta:hover { background: var(--color-accent-dark); }
.expect-grid { display: grid; grid-template-columns: 1fr; gap: 16px; }
.expect-card {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: var(--radius);
  padding: 22px;
}
.expect-tag {
  text-transform: uppercase;
  letter-spacing: 0.06em;
  font-size: 0.72rem;
  font-weight: 800;
  color: #bcdcfb;
  margin-bottom: 8px;
}
.expect-big { font-size: 1.8rem; font-weight: 800; margin-bottom: 8px; color: #f0c2ae; }
.expect-card p:last-child { color: #cfe1f5; font-size: 0.9rem; }

/* ===================== Local & hands-on ===================== */
.local-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  align-items: center;
}
.local-points { display: grid; gap: 12px; margin: 20px 0 26px; }
.local-points li {
  position: relative;
  padding-left: 26px;
  font-weight: 600;
  color: var(--color-text);
}
.local-points li::before {
  content: "";
  position: absolute;
  left: 0; top: 8px;
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--color-accent);
}
.local-visual { max-width: 320px; margin: 0 auto; }

/* ===================== CTA banner ===================== */
.cta-banner {
  background: linear-gradient(120deg, var(--color-primary), var(--color-primary-dark));
  color: #fff;
}
.cta-inner {
  display: flex;
  flex-direction: column;
  gap: 20px;
  align-items: flex-start;
  padding: 44px 20px;
}
.cta-inner h2 { font-size: 1.5rem; margin-bottom: 6px; }
.cta-inner p { color: #cfe1f5; }

/* ===================== Contact ===================== */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
}
.contact-list { margin: 24px 0; display: grid; gap: 14px; }
.contact-list li { display: flex; align-items: center; gap: 12px; font-weight: 600; }
.contact-list svg { width: 20px; height: 20px; color: var(--color-primary); flex-shrink: 0; }
.contact-list a:hover { color: var(--color-primary); }

.map-embed {
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
}
.map-embed iframe { width: 100%; height: 260px; border: 0; }

.contact-form {
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow);
  display: grid;
  gap: 16px;
}
.form-row { display: grid; gap: 6px; }
.form-row label { font-weight: 600; font-size: 0.9rem; color: var(--color-text); }
.form-row input, .form-row textarea {
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-sm);
  padding: 11px 14px;
  background: var(--color-bg-alt);
  color: var(--color-text);
}
.form-row input:focus, .form-row textarea:focus {
  outline: none;
  border-color: var(--color-primary-light);
  background: #fff;
  box-shadow: 0 0 0 3px rgba(47,143,224,0.15);
}
.form-note { font-size: 0.9rem; color: var(--color-primary); min-height: 1.2em; }

/* ===================== Legal pages ===================== */
.legal-container { max-width: 760px; margin: 0 auto; }
.legal-page h1 { font-size: clamp(1.8rem, 4vw, 2.4rem); font-weight: 800; color: var(--color-primary-dark); margin-bottom: 6px; }
.legal-updated { color: var(--color-text-muted); font-size: 0.9rem; margin-bottom: 30px; }
.legal-page h2 { font-size: 1.2rem; font-weight: 700; color: var(--color-primary-dark); margin: 34px 0 12px; }
.legal-page p { color: var(--color-text); margin-bottom: 14px; line-height: 1.7; }
.legal-page a { color: var(--color-primary); font-weight: 600; text-decoration: underline; }
.legal-list { display: grid; gap: 8px; margin: 0 0 14px; padding-left: 20px; list-style: disc; color: var(--color-text); }
.legal-note {
  margin-top: 40px;
  padding: 16px 18px;
  background: var(--color-bg-alt);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  font-size: 0.88rem;
  color: var(--color-text-muted);
}

/* ===================== Footer ===================== */
.site-footer { background: var(--color-primary-dark); color: #d9e9f9; padding-top: 48px; }
.footer-inner {
  display: grid;
  grid-template-columns: 1fr;
  gap: 28px;
  padding-bottom: 32px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}
.footer-brand .brand-text { color: #fff; }
.footer-brand p { margin-top: 10px; color: #a9c6e4; font-size: 0.92rem; max-width: 40ch; }
.footer-heading { color: #fff; font-weight: 700; font-size: 0.9rem; margin-bottom: 14px; text-transform: uppercase; letter-spacing: 0.05em; }
.footer-nav { display: flex; flex-direction: column; gap: 10px; }
.footer-nav a { color: #cfe1f5; font-weight: 600; font-size: 0.92rem; }
.footer-nav a:hover { color: #fff; }
.footer-contact { display: flex; flex-direction: column; gap: 10px; font-size: 0.92rem; color: #cfe1f5; }
.footer-contact a:hover { color: #fff; }
.footer-note { color: #a9c6e4; font-size: 0.88rem; margin-bottom: 16px; }
.footer-cta-group { display: flex; flex-wrap: wrap; gap: 10px; }
.footer-chat-btn { border-color: rgba(255,255,255,0.5); }

.footer-bottom {
  padding: 18px 20px;
  font-size: 0.82rem;
  color: #8fb3da;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.footer-legal { display: flex; flex-wrap: wrap; gap: 6px 18px; }
.footer-legal a { color: #8fb3da; }
.footer-legal a:hover { color: #fff; }

/* ===================== Chat widget ===================== */
.sr-only {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}
.chat-tab {
  position: fixed;
  right: 0;
  top: 62%;
  transform: translateY(-50%) rotate(-90deg) translateX(50%);
  transform-origin: right center;
  background: var(--color-primary);
  color: #fff;
  border: none;
  padding: 10px 18px;
  font-weight: 700;
  font-size: 0.85rem;
  letter-spacing: 0.04em;
  border-radius: 8px 8px 0 0;
  box-shadow: var(--shadow-sm);
  z-index: 210;
  cursor: pointer;
}
.chat-tab:hover { background: var(--color-primary-dark); }

.chat-widget {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 220;
}
.chat-panel {
  width: min(320px, calc(100vw - 36px));
  background: #fff;
  border-radius: var(--radius);
  box-shadow: 0 20px 50px rgba(11,61,120,0.25);
  overflow: hidden;
  border: 1px solid var(--color-border);
}
.chat-header {
  background: var(--color-primary);
  color: #fff;
  padding: 14px 16px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-weight: 700;
}
.chat-close {
  background: none;
  border: none;
  color: #fff;
  font-size: 1.3rem;
  line-height: 1;
  cursor: pointer;
  padding: 2px 6px;
}
.chat-body { padding: 16px; max-height: 180px; overflow-y: auto; display: grid; gap: 10px; }
.chat-bubble {
  background: var(--color-bg-alt);
  border-radius: 12px;
  padding: 10px 14px;
  font-size: 0.88rem;
  color: var(--color-text);
  max-width: 90%;
}
.chat-bubble-mine {
  background: var(--color-primary-light);
  color: #fff;
  justify-self: end;
}
.chat-form {
  display: flex;
  gap: 8px;
  padding: 0 16px 16px;
}
.chat-form textarea {
  flex: 1;
  resize: none;
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-sm);
  padding: 8px 10px;
  font: inherit;
  font-size: 0.88rem;
}
.chat-form textarea:focus { outline: none; border-color: var(--color-primary-light); }
.chat-note { font-size: 0.76rem; color: var(--color-text-muted); padding: 0 16px 14px; }
.chat-note a { color: var(--color-primary); font-weight: 600; }

/* ===================== Mobile call FAB ===================== */
.mobile-call-fab {
  display: none;
  position: fixed;
  left: 18px;
  bottom: 18px;
  z-index: 200;
  width: 56px; height: 56px;
  border-radius: 50%;
  background: var(--color-accent);
  color: #fff;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 24px rgba(184,92,62,0.4);
}

/* ===================== Responsive ===================== */
@media (max-width: 900px) {
  .main-nav { display: none; }
  .menu-toggle { display: flex; }
  .header-actions .btn-primary { display: none; }

  .site-header.nav-open .main-nav {
    display: block;
    position: absolute;
    top: 100%;
    left: 0; right: 0;
    background: #fff;
    border-bottom: 1px solid var(--color-border);
    box-shadow: var(--shadow);
    padding: 10px 20px 20px;
  }
  .site-header.nav-open .main-nav ul { flex-direction: column; gap: 4px; }
  .site-header.nav-open .main-nav a { display: block; padding: 12px 4px; border-bottom: 1px solid var(--color-border); }

  .mobile-call-fab { display: flex; }
  .footer-bottom { padding-bottom: 90px; }
}

@media (min-width: 640px) {
  .card-grid { grid-template-columns: repeat(2, 1fr); }
  .areas-grid { grid-template-columns: repeat(3, 1fr); }
  .trust-grid { grid-template-columns: repeat(4, 1fr); }
}

@media (min-width: 860px) {
  .contact-grid { grid-template-columns: 1.1fr 0.9fr; }
  .cta-inner { flex-direction: row; align-items: center; justify-content: space-between; }
  .who-grid { grid-template-columns: repeat(2, 1fr); }
  .local-grid { grid-template-columns: 1.1fr 0.9fr; }
  .local-visual { max-width: none; }
}

@media (min-width: 960px) {
  .card-grid { grid-template-columns: repeat(3, 1fr); }
  .areas-grid { grid-template-columns: repeat(4, 1fr); }
  .why-grid { grid-template-columns: 0.9fr 1.1fr; }
  .process-list { grid-template-columns: repeat(3, 1fr); max-width: none; }
  .footer-inner { grid-template-columns: 1.4fr 0.9fr 1fr 1fr; }
  .expect-inner { grid-template-columns: 0.9fr 1.1fr; align-items: center; }
  .expect-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (min-width: 1100px) {
  .areas-grid { grid-template-columns: repeat(5, 1fr); }
}

/* United WDR — refreshed visual system */
:root{--color-primary:#124477;--color-primary-dark:#0d2c51;--color-primary-light:#327ab5;--color-accent:#8bd1ff;--color-accent-dark:#67bfff;--color-bg:#fbfdff;--color-bg-alt:#edf6fd;--color-text:#163b65;--color-text-muted:#576e86;--color-border:#d7e6f4;--radius:4px;--radius-sm:4px;--radius-lg:6px;--shadow:none;--shadow-sm:none;--container:1240px}
html{scroll-padding-top:110px}body{font-size:16px}::selection{background:#8bd1ff;color:#0d2c51}a,button,input,textarea,summary{-webkit-tap-highlight-color:transparent}:focus-visible{outline:3px solid #267ac5;outline-offset:5px}a,button{touch-action:manipulation}.container{padding-left:40px;padding-right:40px}.btn{border-radius:4px;padding:14px 21px;font-size:13px;letter-spacing:.015em;justify-content:center;min-height:48px}.btn-lg{font-size:14px;padding:17px 24px}.btn-accent,.expect-cta{color:#163b65}.btn-ghost{border-color:#83a7c6}.site-header{background:#fbfdfff5}.header-inner{padding-top:19px;padding-bottom:19px;gap:24px}.brand{flex-shrink:0;gap:9px}.brand-mark{width:33px;height:38px}.brand-text{font-size:27px;letter-spacing:.025em;font-weight:850;line-height:1;display:block}.brand-sub{display:block;font-size:7px;letter-spacing:.14em;margin-top:6px;font-weight:750}.main-nav ul{gap:25px}.main-nav a{font-size:12px}.phone-link{font-size:12px;white-space:nowrap}.header-actions{gap:22px}.header-actions .btn{font-size:12px}.hero{min-height:680px;display:flex;align-items:center;background:#0d2c51}.hero-bg{left:37%;}.hero-bg img{height:100%;width:100%;object-fit:cover;object-position:60% center}.hero-bg:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#0d2c51 0%,rgba(13,44,81,.75) 18%,rgba(13,44,81,.13) 66%)}.hero-inner{max-width:1240px;padding-top:74px;padding-bottom:34px;width:100%}.eyebrow{display:flex;gap:10px;align-items:center;font-size:10px;letter-spacing:.15em;color:#8bd1ff;margin-bottom:30px}.status-dot{width:6px;height:6px;background:#8bd1ff;border-radius:50%}.hero h1{font-size:clamp(48px,6.2vw,82px);max-width:760px;letter-spacing:-.065em;line-height:1.04;font-weight:550;margin-bottom:27px}.hero h1 em{font-family:Georgia,serif;font-weight:400;letter-spacing:-.05em;color:#8bd1ff}.hero-lead{font-size:15px;line-height:1.8;color:#dceaf7;max-width:420px;margin-bottom:30px}.hero-cta{margin-bottom:52px;gap:12px}.hero-footnote{display:flex;justify-content:space-between;font-size:9px;letter-spacing:.13em;border-top:1px solid #ffffff38;padding-top:23px;color:#deedf9}.trust-strip{background:#e4f3ff;border-bottom:1px solid #d5eaff}.trust-grid{padding-top:24px;padding-bottom:24px}.trust-item{font-size:11px;font-weight:600;color:#244c75;gap:12px}.trust-item svg{color:#2d82c4;width:20px;height:20px}.section{padding:95px 0}.section-eyebrow{font-size:10px;letter-spacing:.14em;font-weight:700;color:#2878b3;margin-bottom:22px}.section h2,.care-copy h2{font-size:clamp(32px,4vw,49px);line-height:1.12;letter-spacing:-.045em;font-weight:500;margin-bottom:24px}.section-lead{font-size:15px;line-height:1.8;max-width:560px;margin-bottom:43px}.card-grid{gap:0;border-top:1px solid #d7e6f4;border-left:1px solid #d7e6f4}.card{border:0;border-right:1px solid #d7e6f4;border-bottom:1px solid #d7e6f4;border-radius:0;background:transparent;padding:33px;min-height:220px;transition:background .2s}.card:hover{transform:none;background:#eff7ff;box-shadow:none}.card-tag{position:static;color:#317cad;font-size:11px;display:block;margin-bottom:27px}.card h3{font-size:19px;line-height:1.3;letter-spacing:-.03em;margin:0 0 14px;font-weight:600;max-width:220px}.card p{font-size:13px;line-height:1.75;max-width:340px}.card:first-child{background:#124477;color:white}.card:first-child h3{color:#fff}.card:first-child p{color:#d5e7f7}.card:first-child .card-tag{color:#8bd1ff}#who-we-help{background:#edf6fd}.who-card{border:1px solid #cfe2f3;border-radius:5px;padding:32px;background:transparent}.who-card-primary{border-color:#8db9dc}.who-icon{font-family:Georgia,serif;font-size:30px;color:#2c79b4}.who-card h3{font-size:25px;font-weight:500;letter-spacing:-.025em}.who-card p{font-size:14px;max-width:430px}.who-tags li{background:#e1f0fc;font-size:10px;border-radius:3px;padding:7px 10px}.who-link{font-size:13px;display:inline-block;margin-top:12px}.who-note{font-size:12px}.section-head-center{text-align:left}.section-head-center .section-lead{margin-left:0}.process-list{gap:0;border-top:1px solid #c7dff3;text-align:left;margin-top:46px}.process-list li{background:transparent;border:none;border-radius:0;align-items:flex-start;padding:30px 22px 0 0}.process-num{background:transparent;color:#4485b6;border-radius:0;width:auto;height:auto;font-size:12px;margin-bottom:26px}.process-list h3{font-size:17px;font-weight:600}.process-list p{font-size:13px;line-height:1.8}#process{background:#fbfdff}.care-section{background:#124477;color:#fff;padding:80px 0}.care-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.care-photo{margin:0;position:relative}.care-photo img{width:100%;height:460px;object-fit:cover;border-radius:3px}.care-photo figcaption{font-size:9px;color:#bfd7ed;line-height:1.5;margin-top:12px}.care-copy .section-eyebrow{color:#9fd5fc}.care-copy h2{color:#fff}.care-copy>p:not(.section-eyebrow){color:#c5dcef;font-size:14px;line-height:1.9}.care-list{margin:28px 0;display:grid;gap:0}.care-list li{border-bottom:1px solid #ffffff28;padding:15px 0;font-size:12px;display:flex;gap:19px}.care-list span{color:#8bd1ff;font-size:10px}.text-link{font-size:13px;color:#8bd1ff;display:flex;justify-content:space-between;padding:10px 0;max-width:310px}.areas-grid{gap:9px}.areas-grid li{border:none;background:#edf6ff;border-radius:3px;padding:13px 18px;font-size:12px;font-weight:500}.areas-note{font-size:12px}#faq{background:#edf6fd}.faq-list{max-width:none;gap:0;border-top:1px solid #cee1f2}.faq-item{border:0;border-bottom:1px solid #cee1f2;background:transparent;border-radius:0;padding:24px 0}.faq-item summary{font-size:16px;font-weight:500}.faq-item p{font-size:14px;max-width:800px;line-height:1.8}.cta-banner{background:#8bd1ff;color:#124477}.cta-inner{padding-top:56px;padding-bottom:56px}.cta-inner h2{font-size:45px;letter-spacing:-.05em;line-height:1.1;font-weight:500;margin-bottom:18px}.cta-inner p{color:#2c5986;font-size:14px}.cta-banner .btn{background:#124477;color:white}.contact-grid{gap:90px}.contact-list{gap:23px;margin:35px 0}.contact-list li{font-size:14px}.contact-info .section-lead{margin-bottom:25px}.map-link{display:flex;justify-content:space-between;border-top:1px solid #cfe3f5;padding:22px 0;font-size:12px;max-width:360px}.contact-form{background:#edf6fd;border:0;padding:34px;border-radius:5px;gap:16px}.contact-form h3{font-size:21px;letter-spacing:-.02em;font-weight:500}.form-intro{font-size:12px;color:#576e86;line-height:1.7;margin-bottom:5px}.form-row label{font-size:11px}.form-row input,.form-row textarea{min-width:0;width:100%;background:#fcfeff;border:1px solid #c9dff1;border-radius:3px;padding:12px;font-size:14px}.form-row textarea{resize:vertical}.form-row input:focus,.form-row textarea:focus{border-color:#327fb7;box-shadow:0 0 0 3px #76bfff33}.privacy-note{font-size:10px;color:#576e86;line-height:1.7}.privacy-note a{text-decoration:underline}.form-note{font-size:12px;color:#285b87}.copy-button{background:none;border:0;font-size:12px;text-decoration:underline;color:#245780;min-height:32px}.site-footer{background:#0d2c51;padding-top:58px}.footer-inner{gap:35px}.footer-brand p{color:#b9cfe7;font-size:12px;line-height:1.8}.footer-heading{font-size:10px;letter-spacing:.1em}.footer-nav a,.footer-contact,.footer-note{font-size:11px;color:#c5d9ed}.footer-contact a{overflow-wrap:anywhere}.footer-bottom{font-size:9px;color:#a8c7e5;padding-top:24px;padding-bottom:24px;gap:14px}.footer-legal a{color:#a8c7e5}.footer-cta-group .btn{font-size:10px;padding:9px 12px;min-height:40px}.mobile-call-fab{width:auto;height:46px;border-radius:5px;color:#124477;padding:0 18px;gap:12px;font-size:12px;font-weight:700;box-shadow:0 4px 20px #0d2c5133}.legal-page{min-height:65vh}.legal-page h1{font-weight:500;letter-spacing:-.04em}.legal-page h2{font-size:22px;letter-spacing:-.02em}.legal-container{padding:0 24px}.legal-page li{font-size:14px}.legal-page p{font-size:14px}.credit-photo{width:100%;height:260px;object-fit:cover;margin:20px 0}
@media(min-width:960px){.process-list{grid-template-columns:repeat(5,1fr)}.card:first-child{grid-column:span 2}.footer-inner{grid-template-columns:1.3fr .7fr 1fr 1fr}}
@media(max-width:1100px){.main-nav{display:none}.menu-toggle{display:flex}.header-actions .btn-primary{display:none}.site-header.nav-open .main-nav{display:block;position:absolute;top:100%;left:0;right:0;background:#fbfdff;border-bottom:1px solid #d7e6f4;padding:15px 40px;box-shadow:0 12px 20px #0d2c5110}.site-header.nav-open .main-nav ul{flex-direction:column;gap:0}.site-header.nav-open .main-nav a{display:block;padding:14px 0}.care-grid{gap:40px}.contact-grid{gap:40px}}
@media(max-width:700px){html{scroll-padding-top:90px}.container{padding-left:23px;padding-right:23px}.header-inner{padding-top:14px;padding-bottom:14px;gap:12px}.brand-text{font-size:23px}.brand-sub{font-size:6px}.brand-mark{width:27px}.phone-link span{display:none}.header-actions{gap:12px}.hero{min-height:700px}.hero-bg{left:0;top:0;opacity:.65}.hero-bg img{object-position:60% center}.hero-bg:after{background:linear-gradient(90deg,#0d2c51ef,#0d2c5170),linear-gradient(0deg,#0d2c51,transparent 65%)}.hero-inner{padding-top:70px;padding-bottom:30px}.hero h1{font-size:59px;letter-spacing:-.06em}.eyebrow{font-size:8px;margin-bottom:25px}.hero-lead{font-size:14px;max-width:335px}.hero-cta{flex-direction:column;align-items:flex-start;gap:12px;margin-bottom:45px}.hero-cta .btn{min-width:225px}.hero-footnote{gap:20px;font-size:8px;line-height:1.8}.trust-grid{grid-template-columns:1fr 1fr;gap:20px 15px;padding-top:24px;padding-bottom:24px}.trust-item{font-size:10px;gap:8px}.trust-item svg{width:18px}.section{padding:62px 0}.section h2,.care-copy h2{font-size:36px}.section-lead{font-size:14px}.card{padding:26px;min-height:0}.card h3{font-size:21px;max-width:none}.who-card{padding:26px}.process-list{grid-template-columns:1fr;gap:0;margin-top:30px}.process-list li{padding:22px 0;border-bottom:1px solid #d7e6f4;display:grid;grid-template-columns:35px 1fr;column-gap:8px}.process-num{grid-row:span 2;align-self:start;margin-top:4px}.process-list p{grid-column:2}.care-section{padding:50px 0}.care-grid{grid-template-columns:1fr;gap:35px}.care-photo img{height:320px}.care-copy .section-eyebrow{font-size:9px}.areas-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:7px}.areas-grid li{font-size:11px;padding:12px}.faq-item summary{font-size:15px}.cta-inner{padding-top:40px;padding-bottom:40px}.cta-inner h2{font-size:37px}.contact-grid{grid-template-columns:1fr;gap:30px}.contact-form{padding:24px;gap:16px}.footer-inner{grid-template-columns:1fr 1fr;gap:35px 22px}.footer-brand{grid-column:span 2}.footer-bottom{padding-bottom:88px}.footer-legal{gap:10px 16px}.mobile-call-fab{bottom:max(16px,env(safe-area-inset-bottom));left:23px}.legal-page{padding-top:45px}}
@media(max-width:360px){.hero h1{font-size:49px}.hero-footnote{flex-direction:column;gap:6px}.contact-form{padding:19px}.brand-sub{font-size:5px}.brand-text{font-size:21px}.header-actions{gap:6px}.care-photo img{height:250px}}

/* Blue refresh: generous navigation, photography, and a connected process. */
:root{--container:1360px;--color-primary:#145da0;--color-primary-dark:#0d2c51;--color-primary-light:#277fbd;--color-accent:#8bd1ff;--color-bg:#fbfdff;--color-bg-alt:#edf6fd;--color-text:#163b65;--color-text-muted:#576e86;--color-border:#d7e6f4}
.site-header{background:rgba(255,255,255,.97);box-shadow:0 3px 20px #15416b09}.header-inner{padding-top:17px;padding-bottom:17px;gap:24px}.brand-text{font-size:29px}.brand-sub{font-size:7.5px}.main-nav ul{gap:3px;align-items:center}.main-nav a{font-size:16px;line-height:1.3;font-weight:650;padding:12px 13px;display:block;border-radius:10px;white-space:nowrap;transition:background .2s,color .2s}.main-nav a:hover{background:#eaf5ff;color:#096ab9}.header-actions{gap:14px;flex-shrink:0}.phone-link{gap:10px;border:1px solid #d5e8f8;background:#edf7ff;padding:10px 14px;border-radius:12px;color:#124c80}.phone-link>svg{width:21px;height:21px;flex-shrink:0}.phone-text{display:flex;flex-direction:column;gap:3px}.phone-text small{font-size:10px;font-weight:600;letter-spacing:.04em;line-height:1.2}.phone-text strong{font-size:17px;line-height:1.2;font-weight:750;letter-spacing:-.025em}.header-actions .btn{font-size:14px;min-height:53px;padding:12px 18px;border-radius:10px}.menu-toggle{width:44px;height:44px;flex-shrink:0;background:#edf6ff}.hero{min-height:640px}.hero-inner{padding-top:65px}.hero h1{font-size:clamp(52px,6vw,82px)}.hero h1 em{color:#95d4ff}.hero-lead{font-size:17px;max-width:485px}.hero .btn{font-size:15px;border-radius:9px}.trust-item{font-size:13px}.section-eyebrow{font-size:12px;letter-spacing:.1em}.section-lead{font-size:16px}.section h2{font-size:clamp(34px,4vw,49px)}
.card-grid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:24px;border:0}.card,.card:first-child{grid-column:span 2;display:flex;flex-direction:column;overflow:hidden;border:1px solid #dceaf6;border-radius:18px;padding:0;min-height:0;background:#fff;box-shadow:0 8px 30px #1c54810b;color:#163b65;transition:transform .2s,box-shadow .2s}.card:nth-child(n+4){grid-column:span 3}.card:hover,.card:first-child:hover{transform:translateY(-5px);background:#fff;box-shadow:0 14px 38px #1c54811a}.service-photo{overflow:hidden;background:#e3eff8}.service-photo img{width:100%;height:240px;object-fit:cover;transition:transform .5s}.card:hover .service-photo img{transform:scale(1.035)}.card:nth-child(4) .service-photo img{object-position:center 49%}.service-copy{padding:27px;display:flex;flex-direction:column;align-items:flex-start;flex:1}.card h3,.card:first-child h3{font-size:23px;line-height:1.2;letter-spacing:-.03em;font-weight:650;max-width:none;color:#123e6a;margin:0 0 14px}.card p,.card:first-child p{font-size:15px;line-height:1.75;color:#566f87;max-width:none;margin-bottom:20px}.service-link{display:flex;align-items:center;justify-content:space-between;gap:15px;width:100%;font-size:14px;font-weight:650;color:#1269a9;margin-top:auto;padding-top:16px;border-top:1px solid #e0edf7}.service-link span{width:30px;height:30px;display:flex;align-items:center;justify-content:center;background:#ebf6ff;border-radius:50%;font-size:18px}
#who-we-help{background:linear-gradient(180deg,#edf7ff,#f5faff)}.who-grid{gap:28px}.who-card,.who-card-primary{padding:0;overflow:hidden;border:1px solid #dceaf6;border-radius:20px;background:#fff;box-shadow:0 8px 30px #1c548108}.who-photo{width:100%;height:290px;object-fit:cover;object-position:center 55%}.who-copy{padding:31px}.who-eyebrow{font-size:11px!important;letter-spacing:.12em;color:#2477b0!important;margin-bottom:10px;font-weight:750}.who-card h3{font-size:29px;font-weight:600}.who-card p{font-size:15px;line-height:1.75;max-width:none}.who-tags{margin:22px 0;gap:8px}.who-tags li{font-size:11px;color:#286494;background:#edf7ff;border-radius:6px;padding:8px 11px}.who-link{font-size:15px;display:block;border-top:1px solid #deebf6;padding-top:20px;margin-top:0;color:#1269a9}.who-note{font-size:14px}
#process{background:#fff;overflow:hidden}.process-list{position:relative;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:18px;border:0;margin-top:52px;max-width:none;counter-reset:steps}.process-list:before{content:'';position:absolute;top:50px;left:10%;right:10%;height:2px;background:linear-gradient(90deg,#bce5ff,#5faee6,#bce5ff)}.process-list li{position:relative;display:flex;flex-direction:column;align-items:flex-start;border:1px solid #dbeaf6;border-radius:16px;padding:27px 22px 26px;background:linear-gradient(155deg,#f4faff,#eaf5ff);box-shadow:0 7px 20px #18508006;counter-increment:steps}.process-icon{position:relative;display:flex;align-items:center;justify-content:center;width:56px;height:56px;border-radius:16px;background:#fff;color:#247fc0;box-shadow:0 4px 16px #207dc019;margin-bottom:29px}.process-icon svg{height:29px;width:29px}.process-icon:after{content:counter(steps);position:absolute;bottom:-7px;right:-7px;width:23px;height:23px;background:#1768ab;border:3px solid #edf7ff;border-radius:50%;color:white;display:flex;align-items:center;justify-content:center;font-size:9px;font-weight:700}.process-list li:not(:last-child):after{content:'→';position:absolute;right:-16px;top:40px;width:28px;height:28px;display:flex;align-items:center;justify-content:center;background:white;color:#4b98ce;border:1px solid #dcecf8;border-radius:50%;z-index:2;font-size:17px}.process-list h3{font-size:19px;line-height:1.25;font-weight:650;min-height:48px;margin-bottom:12px;color:#154572}.process-list p{font-size:14px;line-height:1.8;color:#5b7288}.care-section{background:linear-gradient(120deg,#104177,#0c2a50)}.care-copy .section-eyebrow{color:#9ad7ff}.care-list span,.text-link{color:#95d4ff}.cta-banner{background:linear-gradient(115deg,#d4edff,#a7daff)}.cta-banner .btn{background:#125992}.contact-form{background:#edf6fd;border-radius:16px}.btn-primary{background:#145da0}.btn-primary:hover{background:#0e4983}.btn:focus-visible{outline-color:#2d87c3}.mobile-call-fab{border-radius:10px;box-shadow:0 5px 25px #123c6d30;background:#8bd1ff}.site-footer{background:#0b294d}.footer-brand .brand-text{color:white}.care-photo img{border-radius:16px}.areas-grid li{font-size:14px}.faq-item summary{font-size:18px}.faq-item p{font-size:15px}
@media(min-width:1201px){.main-nav{display:block}.menu-toggle{display:none}.header-actions .btn-primary{display:inline-flex}}
@media(max-width:1200px){.main-nav{display:none}.menu-toggle{display:flex}.header-actions .btn-primary{display:none}.site-header.nav-open .main-nav{display:block;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid #dceafa;padding:14px 32px;box-shadow:0 14px 25px #163e6812}.site-header.nav-open .main-nav ul{flex-direction:column;align-items:stretch;gap:3px}.site-header.nav-open .main-nav a{font-size:17px;padding:15px 12px;border:0}.process-list{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.process-list:before,.process-list li:after{display:none!important}.process-list li:nth-child(3):after{display:none}.process-list h3{min-height:0}.header-actions{margin-left:auto}}
@media(max-width:900px){.card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.card,.card:first-child,.card:nth-child(n+4){grid-column:auto}.card:last-child{grid-column:span 2}.service-photo img{height:220px}.who-photo{height:260px}.phone-link span{display:flex}.phone-text strong{font-size:17px}.hero-lead{font-size:16px}}
@media(max-width:700px){.header-inner{padding-left:18px;padding-right:18px;gap:10px}.brand-text{font-size:23px}.brand-sub{font-size:6px}.header-actions{gap:9px}.phone-link{padding:8px 10px;gap:7px}.phone-link>svg{width:17px;height:17px}.phone-text strong{font-size:14px}.phone-text small{font-size:8px}.hero-inner{padding-top:55px}.hero{min-height:650px}.hero h1{font-size:59px}.hero-lead{font-size:15px}.hero .btn{font-size:14px}.trust-item{font-size:11px}.card-grid{grid-template-columns:1fr;gap:22px}.card,.card:first-child,.card:nth-child(n+4),.card:last-child{grid-column:auto}.service-photo img{height:235px}.service-copy{padding:24px}.card h3{font-size:25px}.card p{font-size:15px}.who-grid{grid-template-columns:1fr;gap:26px}.who-photo{height:250px}.who-copy{padding:25px}.who-card h3{font-size:27px}.who-tags li{font-size:11px}.process-list{grid-template-columns:1fr;gap:18px;margin-top:35px}.process-list li{display:grid;grid-template-columns:58px 1fr;column-gap:20px;row-gap:0;padding:25px 22px}.process-icon{width:50px;height:50px;border-radius:13px;grid-row:span 2;margin:0}.process-list h3{font-size:20px;margin:0 0 9px;min-height:0}.process-list p{grid-column:2;font-size:14px}.process-list li:not(:last-child):after{content:'';display:block!important;left:46px;right:auto;top:100%;width:2px;height:19px;border:0;border-radius:0;background:#94c8ed}.process-list:before{display:none}.section-eyebrow{font-size:11px}.section-lead{font-size:15px}.faq-item summary{font-size:17px}.areas-grid li{font-size:13px}}
@media(max-width:420px){.header-inner{padding-left:14px;padding-right:14px;gap:8px}.brand-mark{width:23px}.brand{gap:6px}.brand-text{font-size:21px}.brand-sub{font-size:5px;letter-spacing:.06em}.phone-link{padding:8px;border-radius:9px}.phone-link>svg{display:none}.phone-text strong{font-size:13px}.phone-text small{font-size:8px}.header-actions{gap:7px}.menu-toggle{width:36px;height:40px}.hero h1{font-size:53px}.who-copy{padding:22px}.process-list li{padding:23px 18px;column-gap:15px}}
@media(prefers-reduced-motion:reduce){.card:hover{transform:none}.card:hover .service-photo img{transform:none}}